Your Deposit Rates
We offer a variety of deposit products with competitive rates.
Rates effective as of November 14, 2025
Certificate of Deposit
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| 182 Day | $2,500.00 | 1.740% | 1.750% |
| 12 Month | $1,000.00 | 2.680% | 2.700% |
| 18 Month | $1,000.00 | 2.340% | 2.350% |
| 24 Month | $1,000.00 | 1.990% | 2.000% |
| 30 Month | $1,000.00 | 1.790% | 1.800% |
| 36 Month | $500.00 | 1.740% | 1.750% |
| 60 Month | $500.00 | 2.240% | 2.250% |
| 7 Month (Special) | $10,000.00 | 3.710% | 3.750% |
Savings Account
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| Regular Savings | $50.00 | 0.150% | 0.150% |
| Christmas Club Account | $1.00 | 0.150% | 0.150% |
Money Market Account
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| $500.00 to $2,499.99 | $2,500.00 | 0.250% | 0.250% |
| $2,500.00 to $9,999.99 | $2,500.00 | 0.400% | 0.400% |
| $10,000.00 to $49,999.99 | $2,500.00 | 0.700% | 0.700% |
| $50,000.00 to $124,999.99 | $2,500.00 | 1.000% | 1.000% |
| $125,000.00 to $199,999.99 | $2,500.00 | 2.750% | 2.780% |
| $200,000+ | $2,500.00 | 3.000% | 3.040% |
Checking Account
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| Investors Checking $1,000.00 to $7,499.99 |
$500.00 | 0.150% | 0.150% |
| Investors Checking $7,500.00 to $14,999.99 |
$500.00 | 0.200% | 0.200% |
| Investors Checking $15,000.00+ |
$500.00 | 0.250% | 0.250% |
Individual Retirement Account
| Product | Min. Opening Deposit | Int.erest Rate | APY* |
|---|---|---|---|
| IRA | $100.00 | 2.480% | 2.500% |
Interest rates and annual percentage yields (APY) are subject to change without notice. A penalty may be imposed for early withdrawal from some accounts, including Certificates of Deposit. Fees may reduce earnings on interest-bearing accounts. For more information about applicable fees and terms, please contact a customer service representative.