Two solid choices
We’re proud to offer two powerful checking accounts for people, businesses and organizations:
| Regular Checking | Interest Checking | |
|---|---|---|
| Minimum opening balance | $20.00 | $500.00 |
| Minimum monthly balance | $20.00 | Maintain a balance of $500.00 to avoid a fee |
| Fees | No monthly service charge | A $5.00 monthly service charge is imposed if the balance falls below $500.00 during the month |
| Interest | No interest paid on this account | Maintain a balance of at least $1,000.00 to earn interest |
| Details | Learn more about Regular Checking | Learn more about Interest Checking |
Already have an account?
FAQ
How do I open an account?
Please visit one of our offices, and a customer service representative will be happy to assist you!
What do I need to open an account?
To open an account at The Blue Grass Valley Bank, we require at least one form of valid identification (e.g. state- or government-issued identification card or Social Security card) and the required minimum deposit for the account you are opening.
What is the cutoff time for deposits?
Any transactions made before 4:00 p.m. will be processed the same business day. Transactions made after 4:00 p.m. will be processed the following business day.
Are my deposits FDIC insured? If so, by how much are they insured?
Yes! All deposits are FDIC insured up to the maximum amount allowed by law, which is currently $250,000.00 USD per depositor, subject to aggregation rules.
How do I find the routing number for The Blue Grass Valley Bank?
Look at the bottom-left corner of your checks. The first nine-digit sequence of numbers is your bank routing number. You can also find it at the bottom of every page on our website.
How do I stop payment on a check?
Learn more about stop payments on our Additional Services page.