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Get rewarded for checking!

Bank local and enjoy free checking that pays you back.  Travel far and wide without worrying about where to get cash with ATM withdrawal fee refunds from ATMs all across the country*. 

What are you waiting for? We pay you to bank with us! Kasasa with us today.

Which Kasasa account fits your needs?

Are you looking for a checking account to pay high interest or give you cash back. Which reward fits your lifestyle?

^{KASASA ACCOUNTS (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, Kasasa Play and Kasasa Saver)}

^{OVERVIEW: A free variable rate checking account with no minimum balance that rewards accountholders with interest or cash back and nationwide ATM withdrawal fee refunds when they meet minimum qualifications during the account’s Monthly Qualification Cycle.}

^{QUALIFICATION INFORMATION: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.  The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.  In order to properly distribute the account’s cash back payments; the description field, within the debit card transaction record we receive, must identify one of our current Kasasa merchants.  If you feel we have not properly identified a valid debit card transaction, please bring the transaction receipt to one of our locations, within sixty (60) days of purchase, so we can research and adjust your rewards, as necessary.} 

^{"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website at www.bluegrassvalleybank.com or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.}

^{To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle:}

^{•  One (1) ACH credit or debit}

^{•  Fifteen (15) debit card purchases posted and settled}

^{•  Enrolled in online banking and have agreed to receive e-statements}

^{REWARD INFORMATION: Kasasa Cash: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000.00 in your Kasasa Cash account earn an interest rate of 5.84% resulting in an APY of 6.00%; and daily balances over $25,000.00 earn an interest rate of .50% on the portion of the daily balance over $25,000.00, resulting in a range from 6.00% to 1.60% APY depending on the account's daily balance.  You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle.} 

^{When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be .05% resulting in an annual percentage yield of .05% and ATM withdrawal fees are not refunded.}

^{Kasasa Cash Back: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 6.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back payments may be earned per Monthly Qualification Cycle.}

^{You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle.} 

^{When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.}

^{Kasasa Eats: When your Kasasa Eats account qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $300 in debit card purchases, made at grocery stores and food delivery services identified at https://www.kasasa.com/eats-partners, that post and settle to your account during that cycle period. A maximum of $15 in cash back payments may be earned per Monthly Qualification Cycle. Your account's debit card may be used for any transaction but the account's cash back rewards are only valid at and only apply to debit card purchases made with one of our identified retailers. Please refer to https://www.kasasa.com/eats-partners or visit one of our locations for a current list of Kasasa Eats merchants.}

^{You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Eats account during that Monthly Qualification Cycle.}

^{When your Kasasa Eats account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded.}

^{Kasasa Play: When your Kasasa Play account qualifications are met during a Monthly Qualification Cycle, you will earn refunds, up to a combined, aggregate maximum of $15 on debit card purchases, made with music, video, gaming and other digital streaming services identified at https://www.kasasa.com/play-partners, that post and settle to the account during that cycle period. Your account's debit card may be used for any transaction, but the account's streaming services' refunds are only valid at and will only be applied to debit card purchases made with one of our identified retailers. Refer to https://www.kasasa.com/play-partners or visit one of our locations for a current list Kasasa Play merchants.}

^{You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Play account during that Monthly Qualification Cycle.}

^{When your Kasasa Play account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded.}

^{Kasasa Saver: When your linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats or Kasasa Play qualifications are met during a Monthly Qualification Cycle:  daily balances up to and including $75,000.00 in your Kasasa Saver account earn an interest rate of 2.96% resulting in an APY of 3.00% and daily balances over $75,000.00 earn an interest rate of .50% on the portion of the daily balance over $75,000.00, resulting in a range from 3.00% to 1.57% APY depending on the Kasasa Saver account's daily balance.
When your linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats or Kasasa Play qualifications are not met during a Monthly Qualification Cycle: the entire daily balance in the Kasasa Saver account earns .05% APY.
ADDITIONAL INFORMATION: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  No minimum deposit is required to open the account.  Enrollment in electronic services (online banking & e-statements) are required to meet account qualifications. Limit of one account per person.  This account is not to be used for commercial purposes.  If the account is closed, you will forfeit any rewards that have not been credited to your account.  A Kasasa Cash, Kasasa Cash Back, Kasasa Eats or Kasasa Play account is required to have a Kasasa Saver account.  Advertised information and rewards are based on all account qualifications being met during each cycle period.}

^{Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.}

^{Member FDIC}

^{Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Eats, Kasasa Play and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.}

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