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Merchant Services

3 approaches for accepting payments

1. Credit card processing

The Blue Grass Valley Bank provides payment processing for retailers, hospitality providers and small businesses. Our merchant services can help increase sales, reduce check losses while increasing cash flow, expand your customer base, and provide a wide range of value-added and reduced-cost products.

We have partnered with Payment Express Systems (PES) to offer a rich, fully featured program that meets your present and future electronic transaction-processing needs. PES is a complete service provider with their service partners: Sage, TSYS and Moneris.

At a glance…

  • Accept all major credit cards and ATM/online debit cards, including VISA®, MasterCard®, Discover®, American Express®, Diners Club® and more.
  • Get paid faster by accessing sales proceeds within two business days.
  • Enjoy the most competitive rates in the industry for credit card processing.
  • Get equipment upgrades, repair and deployment.
  • Benefit from 24/7 customer service and tech support.
  • Receive a free cost analysis of your current credit card program.
  • Pay no fees for converting your equipment.
  • Accept checks without the hassle and expense of paper handling and manual reconciliation with our check conversion service.
  • Take advantage of option online reporting.

2. Check services

We can make accepting checks easy. Whether you need check authorization or state-of-the-art electronic check processing, The Blue Grass Valley Bank and Payment Express Systems can assist you in accepting checks more quickly and efficiently with the most comprehensive check authorization system in the industry. Elec Check™ converts paper checks to electronic ACH transactions, reducing the cost of check acceptance.

At a glance…

  • Low cost check processing
  • Controlled check losses
  • Improved sales and profits
  • Reduced risk of fraud
  • Fast redeposit and availability of funds
  • Improved cash flow
  • Quality customer service
  • Higher percentage of checks accepted
  • Compatible equipment
  • Quick and easy installation
  • Customized programs

3. Gift card program

Did you know merchants report sales increases of 25% to 500% when switching from traditional paper gift certificate programs to electronic gift card solution? Customers with gift cards also tend to spend 61% more than the value on the card.

Reach your sales potential today!

At a glance…

  • Premium-quality card production
  • In-store displays and merchandising
  • Secure, real-time transaction processing
  • Complete program activity reporting
  • 24/7 customer support

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